{"id":3100,"date":"2013-01-25T17:48:30","date_gmt":"2013-01-25T09:48:30","guid":{"rendered":"http:\/\/cusp.hk\/?p=3100"},"modified":"2013-01-25T17:48:55","modified_gmt":"2013-01-25T09:48:55","slug":"%e4%b8%ad%e5%a4%a7%e5%b7%a6%e7%bf%bc%e5%b0%88%e9%a1%8c%ef%bc%9a%e4%b8%8d%e5%8f%aa%e9%97%9c%e4%b9%8e%e8%80%81%e5%b9%b4%ef%bc%8d%ef%bc%8d%e9%80%80%e4%bc%91%e9%87%91%e7%9a%84%e9%87%91%e8%9e%8d%e5%8c%96","status":"publish","type":"post","link":"https:\/\/cusp.hk\/?p=3100","title":{"rendered":"\u4e2d\u5927\u5de6\u7ffc\u5c08\u984c\uff1a\u4e0d\u53ea\u95dc\u4e4e\u8001\u5e74\uff0d\uff0d\u9000\u4f11\u91d1\u7684\u91d1\u878d\u5316"},"content":{"rendered":"

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\uff08\u4e00\uff09\u9000\u4f11\u91d1\u8d85\u7c21\u53f2<\/strong><\/p>\n

\u6700\u65e9\u7684\u9000\u4f11\u4fdd\u969c<\/strong><\/p>\n

\u65e9\u671f\u7684\u9000\u4f11\u4fdd\u969c\u6587\u5316\u4e0a\u53ef\u5206\u70ba\u5169\u7a2e\u50b3\u7d71\uff1a\u6e05\u6559\u548c\u5df4\u6d1b\u514b\u3002\u6e05\u6559\u50b3\u7d71\u5f37\u8abf\u8001\u5e74\u4fdd\u969c\u4f9d\u9760\u500b\u4eba\u7684\u7bc0\u5109\u548c\u52aa\u529b\uff1b\u5df4\u6d1b\u514b\u50b3\u7d71\u5247\u5f37\u8abf\u570b\u5bb6\u5bb6\u9577\u5f0f\u7684\u4f5c\u98a8\uff0c\u9000\u4f11\u4fdd\u969c\u5c0d\u793e\u6703\u548c\u8ae7\u7684\u4f5c\u7528\u3002<\/p>\n

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\u968e\u7d1a\u9b25\u722d\u8207\u5168\u6c11\u9000\u4f11\u4fdd\u969c<\/strong><\/p>\n

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\u7576\u6642\u5fb7\u610f\u5fd7\u5e1d\u570b\u6b63\u9762\u5c0d\u65e5\u76ca\u58ef\u5927\u7684\u793e\u6703\u4e3b\u7fa9\u52e2\u529b\uff0c\u4ffe\u65af\u9ea5\u60f3\u5411\u5de5\u4eba\u968e\u7d1a\u5c55\u793a\u722d\u53d6\u793e\u6703\u4fdd\u969c\u4e0d\u4e00\u5b9a\u8981\u900f\u904e\u9769\u547d\uff0c\u5c08\u5236\u653f\u5e9c\u4ea6\u80fd\u63d0\u4f9b\u512a\u826f\u7684\u798f\u5229\u3002\u4ed6\u76f8\u4fe1\u54ea\u6015\u9000\u4f11\u91d1\u591a\u9ebc\u5fae\u8584\uff0c\u6709\u9000\u4f11\u4fdd\u969c\u7684\u5de5\u4eba\u6bd4\u8d77\u5c0d\u672a\u4f86\u5b8c\u5168\u4e0d\u78ba\u5b9a\u7684\u5de5\u4eba\uff0c\u66f4\u6613\u6eff\u8db3\u73fe\u72c0\u3001\u66f4\u6613\u88ab\u7ba1\u6cbb\u3002\u521d\u6642\u7684\u9000\u4f11\u91d1\u8a2d\u6709\u8cc7\u7522\u5be9\u67e5\uff0c\u91d1\u984d\u70ba\u5e73\u5747\u85aa\u916c\u768420%\uff08\u9999\u6e2f\u5c07\u901a\u904e\u7684\u9577\u8005\u751f\u6d3b\u6d25\u8cbc\uff0c\u91d1\u984d\u53ea\u6709\u5165\u606f\u4e2d\u4f4d\u6578\u768416%\uff09\u3002\u53c3\u8003\u5fb7\u570b\u7684\u4f8b\u5b50\uff0c\u4e39\u9ea5\u3001\u7d10\u897f\u862d\u548c\u82f1\u570b\u4e5f\u57281900\u5e74\u524d\u5f8c\u5404\u81ea\u8a2d\u7acb\u4e86\u5168\u6c11\u9000\u4f11\u4fdd\u969c\u3002<\/p>\n

\u5982\u679c\u6c92\u6709\u5de5\u4eba\u968e\u7d1a\u7684\u9b25\u722d\uff0c\u7d71\u6cbb\u8005\u7d55\u4e0d\u6703\u5e73\u767d\u5730\u63d0\u4f9b\u798f\u5229\u3002\u5982\u5728\u7f8e\u570b\uff0c\u9435\u8def\u5de5\u4eba\u548c\u7164\u7926\u5de5\u4eba\u5728\u5169\u6230\u671f\u9593\u5c31\u900f\u904e\u4e0d\u5c11\u5de5\u696d\u884c\u52d5\u722d\u53d6\u884c\u696d\u9000\u4f11\u91d1\u3002\u4e0d\u904e\uff0c\u7576\u6642\u53ea\u67097.5%\u7684\u5de5\u4eba\u6709\u50f1\u4e3b\u63d0\u4f9b\u7684\u9000\u4f11\u91d1\uff0c\u7d55\u5927\u90e8\u4efd\u7684\u5de5\u4eba\u4ecd\u662f\u8001\u7121\u6240\u990a\u3002\u5927\u856d\u689d\u6642\uff0c\u5de5\u4eba\u7684\u8840\u6c57\u9322\u56e0\u9280\u884c\u5012\u9589\u4ed8\u8af8\u6771\u6d41\uff0c\u9023\u5c11\u6578\u6709\u884c\u696d\u9000\u4f11\u91d1\u7684\u5de5\u4eba\u4e5f\u56e0\u516c\u53f8\u7834\u7522\u800c\u9762\u5c0d\u540c\u6a23\u7684\u547d\u904b\u3002\u79c1\u71df\u9000\u4f11\u4fdd\u969c\u7684\u5931\u6557\u6f38\u6210\u793e\u6703\u5171\u8b58\uff0c\u7f85\u65af\u798f\u7d42\u65bc\u57281935\u5e74\u6210\u7acb\u793e\u6703\u4fdd\u96aa\u5236\u5ea6\uff0d\uff0d\u7f8e\u570b\u7b2c\u4e00\u500b\u8986\u84cb\u5168\u6c11\u3001\u9032\u884c\u8ca1\u5bcc\u518d\u5206\u914d\u7684\u653f\u7b56\u3002\u6230\u5f8c\uff0c\u7f8e\u570b\u5728\u570b\u5916\u9762\u5c0d\u8607\u806f\u793e\u6703\u4e3b\u7fa9\u5236\u5ea6\u6311\u6230\uff0c\u570b\u5167\u53c8\u9762\u5c0d\u56e0\u52de\u52d5\u529b\u77ed\u7f3a\u800c\u8ac7\u5224\u7c4c\u78bc\u5927\u589e\u7684\u5de5\u4eba\u968e\u7d1a\uff0c\u8feb\u4e0d\u5f97\u5df2\u9032\u4e00\u6b65\u64f4\u95ca\u9000\u4f11\u4fdd\u969c\uff0c\u5982\u57281950\u5e74\u628a\u9ed1\u4eba\u7d0d\u5165\u793e\u6703\u4fdd\u96aa\u3002<\/p>\n

\u9000\u4f11\u91d1\u7684\u5206\u985e<\/strong><\/p>\n

\u5728\u9019\u88e1\u4e0d\u59a8\u7c21\u55ae\u4ecb\u7d39\u4e00\u4e0b\u9000\u4f11\u4fdd\u969c\u7684\u5206\u985e\u65b9\u6cd5\u3002\u6309\u4f9b\u6b3e\u65b9\u6cd5\uff0c\u9000\u4f11\u91d1\u53ef\u5206\u70ba Pay As You Go (PAYGO) \u548cPre-funded\uff1b\u800c\u6309\u8a08\u7b97\u65b9\u6cd5\uff0c\u9000\u4f11\u91d1\u53ef\u5206\u70baDefined Benefit (DB) \u548cDefined Contribution (DC) \u3002<\/p>\n

\u6309\u4f9b\u6b3e\u65b9\u6cd5\u5206\u985e<\/strong><\/p>\n\n\n\n\n\n
\u4f9b\u6b3e\u65b9\u6cd5<\/td>\n\u7279\u6027<\/td>\n<\/tr>\n
Pay As You Go\uff08PAYGO\uff09<\/td>\n\u9000\u4f11\u91d1\u53d6\u81ea\u73fe\u6642\u7a05\u6536\u6216\u4f9b\u6b3e\u3002\u597d\u8655\u662f\u53ef\u5373\u6642\u63d0\u4f9b\u4fdd\u969c\u548c\u4e0d\u9700\u8655\u7406\u9f90\u5927\u7684\u57fa,\u91d1\u4f46\u6613\u53d7\u4eba\u53e3\u8001\u5316\u5f71\u97ff\u3002<\/td>\n<\/tr>\n
Pre-funded<\/td>\n\u4e8b\u5148\u6e96\u5099\u4e00\u500b\u57fa\u91d1,\u672a\u4f86\u624d\u6d3e\u767c\u5132\u8d77\u7684\u9000\u4f11\u91d1\u3002\u597d\u8655\u662f\u66f4\u80fd\u627f\u53d7\u4eba\u53e3\u8001\u5316\u7684\u58d3\u529b,\u4f46\u8981\u904e\u4e00\u6bb5\u6642\u9593\u624d\u80fd\u63d0\u4f9b\u4fdd\u969c\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u6ce8\u610f\u9019\u500b\u5206\u985e\u4e26\u7121\u754c\u5b9a\u4f9b\u6b3e\u662f\u5f9e\u5de5\u4eba\u3001\u50f1\u4e3b\u9084\u662f\u653f\u5e9c\u800c\u4f86\uff0cPAYGO\u548cPre-funded\u7684\u5206\u91ce\u53ea\u5728\u6709\u5426\u9810\u5148\u8a2d\u7acb\u4e00\u500b\u57fa\u91d1\u5132\u9322\u3002\u800c\u722d\u53d6\u5168\u6c11\u9000\u4f11\u4fdd\u969c\u806f\u5e2d\u63d0\u51fa\u7684\u8a08\u5283\uff0c\u6b63\u662f\u4e00\u7a2e\u534a<\/p>\n

\u6309\u8a08\u7b97\u65b9\u6cd5\u5206\u985e<\/strong><\/p>\n\n\n\n\n\n
\u8a08\u7b97\u65b9\u6cd5<\/td>\nDefined Benefit\uff08DB\uff09<\/td>\n<\/tr>\n
Defined Benefit<\/td>\n\u9000\u4f11\u91d1\u8207\u85aa\u916c\u548c\u5e74\u8cc7\u639b\u52fe\uff0c\u4fdd\u8b49\u6709\u4e00\u5b9a\u91d1\u984d\u7684\u9000\u4f11\u91d1\u3002\u597d\u8655\u662f\u5de5\u4eba\u4e0d\u7528\u627f\u64d4\u6295\u8cc7\u98a8\u96aa\u3002<\/td>\n<\/tr>\n
Defined Contribution<\/td>\n\u9000\u4f11\u91d1\u8207\u6295\u8cc7\u56de\u5831\u639b\u52fe\uff0c\u4e26\u4e0d\u4fdd\u8b49\u6709\u4e00\u5b9a\u91d1\u984d\u7684\u9000\u4f11\u91d1\u3002\u5118\u7ba1\u5de5\u4eba\u8f49\u5de5\u6642\u53ef\u5e36\u8d70\u9000\u4f11\u91d1\uff0c\u4f46\u8981\u81ea\u5df1\u627f\u64d4\u98a8\u96aa\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Pre-funded\u7684\u5236\u5ea6\uff1a\u653f\u5e9c\u5148\u62ff\u51fa\u4e00\u7b46\u9322\u8b93\u73fe\u6642\u7684\u8001\u4eba\u5373\u6642\u53d7\u60e0\uff0c\u5f85\u57fa\u91d1\u9054\u5230\u4e00\u5b9a\u7684\u91d1\u984d\u5f8c\uff0c\u5c31\u4e0d\u9700\u653f\u5e9c\u984d\u5916\u88dc\u8cbc\u3002<\/p>\n

\u9999\u6e2f\u7684\u5f37\u7a4d\u91d1\uff0c\u6b63\u662f\u4e00\u7a2ePre-funded\u7684DC\u9000\u4f11\u4fdd\u969c\u3002<\/p>\n

\u56de\u5230\u6b77\u53f2\uff0c\u4e8c\u6230\u5f8c\u6240\u6709\u7684\u897f\u65b9\u570b\u5bb6\u5747\u8a2d\u7acb\u4e86PAYGO\u7684\u653f\u5e9c\u5b89\u5168\u7db2\uff0c\u96d6\u7136\u5be1\u5a66\u3001\u5de5\u4f5c\u7d00\u9304\u4e0d\u5168\u8005\u5f80\u5f80\u88ab\u6392\u9664\u5728\u5916\uff0c\u4f46\u57fa\u672c\u4e0a\u53ef\u7b97\u662f\u9054\u5230\u5168\u6c11\u4fdd\u969c\u3002\u7531\u65bcPAYGO\u7684\u570b\u5bb6\u4fdd\u969c\u6216\u6240\u8b02\u300c\u7b2c\u4e00\u689d\u652f\u67f1\u300d\u7684\u9000\u4f11\u91d1\uff0c\u5f80\u5f80\u53ea\u6709\u539f\u4f86\u85aa\u916c\u7684\u5169\u4e09\u6210\uff0c\u96e3\u4ee5\u652f\u6490\u9577\u8005\u751f\u6d3b\u3002\u4e0d\u540c\u570b\u5bb6\u5206\u5225\u8a2d\u7acb\u4e86\u4e0d\u540c\u5f62\u5f0f\u7684\u300c\u7b2c\u4e8c\u689d\u652f\u67f1\u300d\uff1a\u82f1\u7f8e\u900f\u904e\u514d\u7a05\u9f13\u52f5\u4f01\u696d\u70ba\u54e1\u5de5\u63d0\u4f9b\u9000\u4f11\u91d1\uff0c\u800c\u5fb7\u6cd5\u7684\u7b2c\u4e8c\u689d\u652f\u67f1\u5247\u4ecb\u4e4e\u516c\u79c1\u71df\u4e4b\u9593\u3002<\/p>\n

Pre-funded\u7684\u9000\u4f11\u91d1\u5fc5\u5b9a\u6703\u9762\u5c0d\u901a\u6f32\u7684\u554f\u984c\uff0c\u6240\u4ee5\u4e00\u822c\u90fd\u6703\u6295\u8cc7\u91d1\u878d\u5e02\u5834\uff0c\u671f\u671b\u56de\u5831\u80fd\u62b5\u6d88\u901a\u6f32\u3002\u56e0\u6b64\uff0cPre-fund-ed\u548c\u79c1\u71df\u7684\u9000\u4f11\u91d1\uff0c\u90fd\u6709\u6295\u8cc7\u91d1\u878d\u5e02\u5834\u7684\u50be\u5411\u3002<\/p>\n

\u7d93\u6fdf\u5371\u6a5f\u4e0b\u7684\u91d1\u878d\u5316<\/strong><\/p>\n

70\u5e74\u4ee3\uff0c\u8cc7\u672c\u4e3b\u7fa9\u7684\u9ec3\u91d1\u6642\u4ee3\u843d\u5e55\uff0c\u7d93\u6fdf\u8870\u9000\uff0c\u5931\u696d\u7387\u98c6\u5347\uff0c\u5de5\u8cc7\u4e0d\u5347\u53cd\u8dcc\u3002\u5728\u9019\u80cc\u666f\u4e0b\uff0c\u6709\u7a2e\u8ad6\u8abf\u958b\u59cb\u51fa\u73fe\uff1a\u4eba\u53e3\u8001\u5316\u4ee4\u5168\u6c11\u9000\u4f11\u4fdd\u969c\u300c\u7206\u7172\u300d\uff0c\u8981\u524a\u6e1b\u653f\u5e9c\u9000\u4f11\u91d1\u3002\u7121\u53ef\u5426\u8a8d\uff0c\u58fd\u547d\u5ef6\u9577\u9020\u6210\u7684\u4eba\u53e3\u8001\u5316\u7684\u78ba\u662f\u5927\u8da8\u52e2\uff0c\u4f46\u96a8\u4e4b\u800c\u4f86\u7684\u7d93\u6fdf\u58d3\u529b\u5f88\u591a\u6642\u5019\u90fd\u88ab\u4eba\u523b\u610f\u653e\u5927\uff0c\u4f5c\u70ba\u652f\u6301\u9000\u4f11\u91d1\u79c1\u71df\u5316\u7684\u7406\u64da\u3002<\/p>\n

\u4eba\u53e3\u8001\u5316\u7684\u5f71\u97ff\u5176\u5be6\u6c92\u60f3\u50cf\u4e2d\u90a3\u9ebc\u5927\u3002\u9996\u5148\uff0c\u5e74\u8f15\u4eba\u53e3\u7684\u79fb\u6c11\u80fd\u7de9\u548c\u4eba\u53e3\u8001\u5316\u3002\u5176\u6b21\uff0c\u751f\u80b2\u7387\u7684\u4e0b\u964d\u6e1b\u5c11\u4e86\u653f\u5e9c\u5728\u6559\u80b2\u548c\u5152\u7ae5\u4fdd\u5065\u7684\u958b\u652f\uff0c\u67d0\u7a0b\u5ea6\u62b5\u6d88\u4e86\u9000\u4f11\u91d1\u958b\u652f\u7684\u589e\u52a0\u3002\u9084\u6709\uff0c\u751f\u7522\u529b\u7684\u63d0\u5347\u4ee4\u6bcf\u500b\u5de5\u4eba\u80fd\u5275\u9020\u66f4\u591a\u8ca1\u5bcc\uff0c\u6240\u4ee5\u6bcf\u4eba\u80fd\u652f\u6490\u66f4\u591a\u8001\u4eba\u3002\u518d\u8aaa\uff0c\u5982\u679c\u7d93\u6fdf\u597d\u666f\uff0cPAYGO\u5236\u7d55\u4e0d\u6703\u300c\u7206\u7172\u300d\u3002\u56e0\u70baPAYGO\u7684\u6536\u5165\u548c\u7a05\u6536\u6709\u95dc\uff0c\u6240\u4ee5\u5931\u696d\u7387\u9ad8\u4f01\u548c\u4f4e\u85aa\u6b63\u662fPAYGO\u5931\u6548\u7684\u4e3b\u56e0\u3002\u6709\u4e9b\u4eba\u8aaa\u570b\u71df\u9000\u4f11\u91d1\u9020\u6210\u7d93\u6fdf\u8870\u9000\uff0c\u5b8c\u5168\u662f\u672c\u672b\u5012\u7f6e\u3002<\/p>\n

\u53e6\u5916\uff0c\u50f1\u4e3b\u9000\u4f11\u91d1\u7684\u60c5\u6cc1\u4ea6\u4e0d\u60f6\u591a\u8b93\u3002\u8cc7\u672c\u5bb6\u8d77\u521d\u7684\u5982\u610f\u7b97\u76e4\u662f\u4ee5DB\u9000\u4f11\u91d1\u5438\u5f15\u6280\u8853\u52de\u5de5\uff0c\u4f46\u7576\u9000\u4f11\u5de5\u4eba\u6bd4\u73fe\u6642\u50f1\u54e1\u9084\u8981\u591a\u6642\uff0c\u57fa\u91d1\u958b\u59cb\u5165\u4e0d\u6577\u652f\uff0c\u7d93\u6fdf\u5371\u6a5f\u4ea6\u52a0\u901fDB\u9000\u4f11\u91d1\u7684\u5d29\u6f70\uff0c\u4f01\u696d\u7d1b\u7d1b\u8f49\u5411DC\u3002\u96d6\u7136DC\u5236\u4e0b\u5de5\u4eba\u8f49\u5de5\u6642\u53ef\u5e36\u8d70\u9000\u4f11\u91d1\uff0c\u4f46\u98a8\u96aa\u537b\u7531\u8001\u95c6\u8f49\u5230\u5de5\u4eba\u8eab\u4e0a\uff0c\u5de5\u4eba\u96a8\u6642\u8840\u672c\u7121\u6b78\u3002<\/p>\n

\u8981\u91d1\u878d\u5316\u9000\u4f11\u91d1\uff0c\u7b2c\u4e00\u6b65\u5c31\u662f\u8981\u524a\u6e1b\u653f\u5e9c\u4fdd\u969c\u3002\u572880\u5e74\u4ee3\uff0c\u82f1\u7f8e\u5169\u570b\u90fd\u5411\u672c\u4f86\u5c31\u5f88\u8106\u5f31\u7684\u653f\u5e9c\u4fdd\u969c\u958b\u5200\uff1a\u6234\u5353\u723e\u628a\u9000\u4f11\u91d1\u91d1\u984d\u548c\u5de5\u8cc7\u812b\u52fe\uff0c\u7f8e\u570b\u793e\u6703\u4fdd\u96aa\u5247\u63d0\u9ad8\u4e86\u5973\u6027\u7684\u9000\u4f11\u5e74\u9f61\u3002\u5728\u6b50\u6d32\uff0c\u7e2e\u6e1b\u570b\u5bb6\u9000\u4f11\u91d1\u5f80\u5f80\u5f15\u8d77\u5de5\u4eba\u968e\u7d1a\u6700\u6fc0\u70c8\u7684\u53cd\u6297\uff0c\u9019\u5728\u8fd1\u5e74\u7684\u7dca\u7e2e\u653f\u7b56\u4e2d\u53ef\u898b\u4e00\u6591\u3002\u800c\u6210\u529f\u63a8\u884c\u5f37\u7a4d\u91d1\u7684\u4f8b\u5b50\uff0c\u5c31\u5305\u62ec\u88ab\u7a31\u70ba\u300c\u65b0\u81ea\u7531\u4e3b\u7fa9\u5be6\u9a57\u5834\u300d\u7684\u667a\u5229\uff0c\u6771\u6b50\u5f8c\u5171\u7522\u570b\u5bb6\u7b49\uff0c\u7576\u7136\uff0c\u4e5f\u5c11\u4e0d\u4e86\u6211\u5011\u9999\u6e2f\u3002\u9ad8\u8209\u81ea\u7531\u5e02\u5834\u4e0b\uff0c\u4e09\u5730\u5de5\u4eba\u968e\u7d1a\u7684\u82e6\u6cc1\uff0c\u76f8\u4fe1\u4e5f\u4e0d\u7528\u6211\u591a\u8aaa\u3002<\/p>\n

\uff08\u4e8c\uff09\u9000\u4f11\u57fa\u91d1\u7121\u9060\u5f17\u5c46\u7684\u5f71\u97ff\u529b<\/strong><\/p>\n

\u9000\u4f11\u91d1\u7684\u7279\u6027<\/strong><\/p>\n

\u9000\u4f11\u91d1\u5148\u5929\u7684\u4e00\u4e9b\u7279\u6027\uff0c\u4f7f\u5b83\u5728\u91d1\u878d\u5e02\u5834\u4e2d\u4f54\u6709\u91cd\u8981\u7684\u5730\u4f4d\u3002\u9996\u5148\uff0c \u9000\u4f11\u57fa\u91d1\u7684\u91d1\u984d\u975e\u5e38\u9f90\u5927\uff0c\u800c\u4e14\u5341\u5206\u7a69\u5b9a\uff0c\u4ee5\u81f4\u5b83\u6709\u7121\u6cd5\u88ab\u5ffd\u8996\u7684\u5f71\u97ff\u529b\u3002\u62ff\u5f37\u7a4d\u91d1\u70ba\u4f8b\uff0c\u4e0d\u8981\u5c0f\u770b\u4f9b\u6b3e\u53ea\u4f54\u5de5\u8cc7\u768410%\uff0c\u7576\u5168\u6e2f250\u842c\u5de5\u4eba\u4e00\u8d77\u4f9b\u6b3e\u5341\u5e74\uff0c\u5176\u7e3d\u984d\u5df2\u9ad8\u90544000\u5104\u6e2f\u5143\uff0c\u800c\u653f\u5e9c\u7684\u8ca1\u653f\u5132\u5099\u624d6000\u5104\u3002\u5728\u9000\u4f11\u57fa\u91d1\u767c\u5c55\u6210\u719f\u7684\u7f8e\u570b\uff0c\u67d0\u4e9b\u9000\u4f11\u57fa\u91d1\u7684\u91d1\u984d\u5df2\u6bd4\u8de8\u570b\u4f01\u696d\u7684\u5e02\u503c\u9ad8\uff0c\u5982\u7f8e\u570b\u52a0\u6d32\u516c\u52d9\u54e1\u9000\u4f11\u57fa\u91d1\u7684\u91d1\u984d\u9ad8\u90541792\u5104\u7f8e\u5143\uff0c\u9ea5\u7576\u52de\u5e02\u503c\u624d1000\u5104\u3002\u64da\u7d71\u8a08\uff0c\u5728\u82f1\u7f8e\u5169\u5730\uff0c\u9000\u4f11\u57fa\u91d1\u638c\u63e1\u8457\u5e02\u583425-50%\u80a1\u4efd\u3002<\/p>\n

\u9000\u4f11\u91d1\u7684\u5f71\u97ff\u529b<\/strong><\/p>\n

\u9000\u4f11\u91d1\u540d\u7fa9\u4e0a\u662f\u5c6c\u65bc\u5de5\u4eba\uff0c\u4f46\u5be6\u969b\u4e0a\u9664\u4e86\u9078\u751a\u9ebc\u57fa\u91d1\u5916\uff0c\u4ed6\u5011\u5c0d\u9000\u4f11\u91d1\u6839\u672c\u6c92\u6709\u8a71\u4e8b\u6b0a\u3002\u91d1\u878d\u6a5f\u69cb\u5728\u541e\u98df\u5de8\u984d\u884c\u653f\u8cbb\u4e4b\u9918\uff0c\u4ea6\u5229\u7528\u9f90\u5927\u9000\u4f11\u91d1\u5e36\u4f86\u7684\u5be6\u529b\u70ba\u81ea\u5df1\u725f\u5229\u3002\u96d6\u7136\u57fa\u65bc\u5206\u6563\u98a8\u96aa\u7684\u539f\u5247\uff0c\u9000\u4f11\u57fa\u91d1\u4e00\u822c\u53ea\u6703\u6301\u6709\u4e0d\u540c\u5927\u516c\u53f8\u7684\u5e7e%\u80a1\u4efd\uff0c\u4f46\u53ea\u8981\u6709\u5e7e\u4f4d\u4e0d\u6eff\u610f\u516c\u53f8\u8868\u73fe\u7684\u5927\u57fa\u91d1\u7d93\u7406\u806f\u624b\uff0c\u5c31\u80fd\u5920\u64a4\u63db\u516c\u53f8\u7ba1\u7406\u5c64\u3002<\/p>\n

\u4e0d\u904e\uff0c\u91d1\u878d\u6a5f\u69cb\u5be6\u969b\u4e0a\u5118\u91cf\u90fd\u4e0d\u6703\u64a4\u63db\u7ba1\u7406\u5c64\uff0c\u4e00\u4f86\u53e6\u8993\u884c\u653f\u7e3d\u88c1\uff08CEO\uff09\u5f88\u9ebb\u7169\uff0c\u4e8c\u4f86\u4ed6\u5011\u4e5f\u4e0d\u592a\u60f3\u958b\u7f6a\u516c\u53f8\uff0c\u56e0\u70ba\u5927\u4f01\u696d\u59cb\u7d42\u662f\u4ed6\u5011\u7684\u76ee\u6a19\u9867\u5ba2\u3002\u91d1\u878d\u6a5f\u69cb\u7684\u5176\u4ed6\u696d\u52d9\u5982\u4f75\u8cfc\u3001\u767c\u884c\u80a1\u7968\u3001\u8cb8\u6b3e\u7b49\u8cfa\u7684\u5f80\u5f80\u6bd4\u9000\u4f11\u57fa\u91d1\u591a\uff0c\u6240\u4ee5\u4ed6\u5011\u6703\u501f\u52a9\u9000\u4f11\u91d1\u7684\u8ca1\u529b\uff0c\u6642\u800c\u5a01\u8105CEO\uff0c\u6642\u800c\u9f13\u5439\u4f75\u8cfc\uff0c\u6642\u800c\u4e7e\u8106\u63db\u4eba\uff0c\u7e3d\u4e4b\u5c31\u662f\u53bb\u70ba\u81ea\u5df1\u8b00\u53d6\u66f4\u5927\u7684\u5229\u6f64\uff0d\uff0d\u4e0d\u8981\u5fd8\u8a18\u91d1\u878d\u6a5f\u69cb\u90fd\u6709\u81ea\u5df1\u7684\u80a1\u6771\uff0c\u4ed6\u5011\u540c\u6a23\u9762\u5c0d\u5229\u6f64\u6700\u5927\u5316\u7684\u58d3\u529b\u3002<\/p>\n

\u4fdd\u5b88\u4ea6\u9032\u53d6\u7684\u77ed\u8996\u6295\u8cc7<\/strong><\/p>\n

\u9019\u7a2e\u58d3\u529b\u5728\u57fa\u91d1\u7d93\u7406\u7684\u85aa\u916c\u7d50\u69cb\u4e0a\u5c55\u73fe\uff1a\u4ed6\u5011\u7684\u85aa\u916c\u65e2\u548c\u7ba1\u7406\u57fa\u91d1\u7684\u591a\u5be1\u6709\u95dc\uff0c\u4ea6\u8ddf\u6295\u8cc7\u8868\u73fe\u639b\u52fe\u3002\u5982\u679c\u57fa\u91d1\u7d93\u7406\u5728\u983b\u7e41\u7684\u8a55\u4f30\u4e2d\u8868\u73fe\u4e0d\u597d\uff0c\u5c31\u6703\u5931\u53bb\u57fa\u91d1\u7ba1\u7406\u6b0a\u3002\u6108\u662f\u9032\u53d6\u7684\u57fa\u91d1\uff0c\u5c0d\u6295\u8cc7\u7d93\u7406\u7684\u8981\u6c42\u548c\u58d3\u529b\u5c31\u6108\u5927\u3002\u56e0\u6b64\uff0c\u4ed6\u5011\u57fa\u672c\u4e0a\u6703\u63a1\u53d6\u7a69\u5065\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u5982\u6295\u8cc7\u5927\u4f01\u696d\u70ba\u4e3b\u3002\u4ed6\u5011\u4ea6\u559c\u6b61\u9078\u64c7\u8cc7\u91d1\u6d41\u52d5\u6027\u8f03\u9ad8\u7684\u6295\u8cc7\uff0c\u842c\u4e00\u8868\u73fe\u4e0d\u597d\u6642\u4e5f\u53ef\u5373\u6642\u8ce3\u51fa\uff0c\u9019\u5c0e\u81f4\u9000\u4f11\u91d1\u50be\u5411\u6295\u8cc7\u91d1\u878d\u800c\u975e\u5be6\u9ad4\u751f\u7522\uff0c\u6295\u8cc7\u5927\u4f01\u696d\u800c\u975e\u5c0f\u4f01\u696d\u3002\u5982\u6b64\uff0c\u9020\u6210\u4e86\u9000\u4f11\u91d1\u65e2\u9032\u53d6\u53c8\u4fdd\u5b88\u7684\u6295\u8cc7\u65b9\u5f0f\u3002<\/p>\n

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\n\u5e9c\u90e8\u9580\u6216\u5927\u5b78\uff0c\u5c31\u662f\u4f86\u81ea\u4e2d\u5c0f\u578b\u7684\u65b0\u4f01\u696d\u3002\u5927\u4f01\u696d\u4e26\u4e0d\u6015\u56e0\u6280\u8853\u843d\u5f8c\u800c\u88ab\u5e02\u5834\u6dd8\u6c70\uff0c\u53cd\u6b63\u4ed6\u5011\u6709\u96c4\u539a\u7684\u8ca1\u529b\u4f75\u8cfc\u800c\u7372\u5f97\u65b0\u6280\u8853\u3002\u9019\u7a2e\u6295\u8cc7\u65b9\u5f0f\u7121\u7591\u4ee4\u5c0f\u516c\u53f8\u66f4\u96e3\u52df\u96c6\u8cc7\u91d1\uff0c\u4ea6\u4ee4\u9577\u671f\u6295\u8cc7\u624d\u6709\u56de\u5831\u7684\u9805\u76ee\u5982\u65b0\u79d1\u6280\u3001\u57fa\u5efa\u7b49\u5f97\u4e0d\u5230\u8db3\u5920\u7684\u6295\u8cc7\u3002<\/p>\n

\u8cc7\u672c\u4e3b\u7fa9\u4e2d\u65b0\u7684\u7570\u5316<\/strong><\/p>\n

\u6211\u5011\u6216\u8005\u53ef\u4ee5\u628a\u9000\u4f11\u91d1\u7684\u91d1\u878d\u5316\uff0c\u7406\u89e3\u70ba\u73fe\u968e\u6bb5\u8cc7\u672c\u4e3b\u7fa9\u4e2d\u65b0\u7684\u7570\u5316\u3002\u99ac\u514b\u601d\u8a8d\u70ba\u8cc7\u672c\u4e3b\u7fa9\u4e2d\u7684\u7570\u5316\uff0c\u5c31\u662f\u5de5\u4eba\u5931\u53bb\u5c0d\u751f\u7522\u8cc7\u6599\u7684\u63a7\u5236\u3001\u88ab\u81ea\u5df1\u52de\u52d5\u7684\u7522\u7269\uff0c\u5373\u5546\u54c1\u58d3\u8feb\u3002<\/p>\n

\u5728\u91d1\u878d\u8cc7\u672c\u4e3b\u7fa9\u4e2d\uff0c\u5de5\u4eba\u968e\u7d1a\u9664\u4e86\u6c92\u6709\u751f\u7522\u8cc7\u6599\u7684\u63a7\u5236\u6b0a\uff0c\u66f4\u5931\u53bb\u4e86\u5c0d\u5b58\u6b3e\u3001\u7a4d\u84c4\u7684\u63a7\u5236\uff0c\u751a\u81f3\u53cd\u904e\u4f86\u88ab\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u58d3\u8feb\u3002<\/p>\n

\u8cc7\u672c\u4e3b\u7fa9\u672c\u4f86\u5c31\u6709\u91d1\u878d\u5316\u7684\u8da8\u5411\uff0c\u6211\u5011\u7121\u9808\u8a87\u5927\u9000\u4f11\u91d1\u5c0d\u8cc7\u672c\u4e3b\u7fa9\u7684\u5f71\u97ff\u3002\u540c\u6642\uff0c\u6211\u5011\u4ea6\u4e0d\u80fd\u5ffd\u8996\u73fe\u6642\u7684\u9000\u4f11\u91d1\u5236\u5ea6\u628a\u6975\u591a\u7684\u793e\u6703\u8cc7\u6e90\u7528\u4f5c\u7092\u71b1\u91d1\u878d\u5e02\u5834\u7684\u71c3\u6599\uff0c\u9019\u7684\u800c\u4e14\u78ba\u6b63\u5728\u6539\u8b8a\u8cc7\u672c\u4e3b\u7fa9\u7684\u751f\u614b\uff0c\u4ee4\u7d93\u6fdf\u5371\u6a5f\u66f4\u6613\u7206\u767c\uff0c\u6ce2\u53ca\u7684\u5e45\u5ea6\u66f4\u5ee3\uff0c\u9020\u6210\u7684\u7834\u58de\u66f4\u5927\u3002\u5371\u6a5f\u4e00\u65e6\u7206\u767c\uff0c\u53d7\u5bb3\u6700\u5927\u7684\u6c38\u9060\u662f\u4e16\u754c\u5404\u5730\u7684\u52de\u52d5\u8005\u3002<\/p>\n

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\uff08\u4e09\uff09\u8f03\u70ba\u7406\u60f3\u7684\u9000\u4f11\u4fdd\u969c<\/strong><\/p>\n

\u8a8d\u8b58\u6240\u9650\uff0c\u6216\u8005\u6211\u5011\u4e0d\u80fd\u63d0\u4f9b\u4ed4\u7d30\u7684\u9000\u4f11\u91d1\u6539\u9769\u85cd\u5716\u3002\u4f46\u4e00\u4e9b\u7c21\u55ae\u7684\u554f\u984c\uff0c\u6211\u5011\u9084\u662f\u6709\u57fa\u672c\u7b54\u6848\u3002<\/p>\n

DB\u9084\u662fDC\uff1f<\/strong><\/p>\n

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\u6709\u4eba\u6703\u8a71DB\u7684\u554f\u984c\u662f\u901a\u6f32\u62b5\u79a6\u529b\u5f31\uff0c\u4f46\u5176\u5be6\u6211\u5011\u4e5f\u53ef\u4ee5\u8a2d\u5b9a\u4e00\u500b\u96a8\u901a\u6f32\u4e0a\u5347\u7684DB\u8a08\u5283\u3002\u4e00\u822cDB\u4e4b\u6240\u4ee5\u4e0d\u80fd\u62b5\u79a6\u901a\u6f32\uff0c\u5176\u5be6\u53ea\u662f\u8cc7\u672c\u5bb6\u4e0d\u9858\u589e\u52a0\u958b\u652f\u3001\u70ba\u5de5\u4eba\u63d0\u4f9b\u8db3\u5920\u4fdd\u969c\u3002<\/p>\n

\u79c1\u71df\u9084\u662f\u516c\u71df\uff1f<\/strong><\/p>\n

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